Budget correctly for your next home by using our mortgage calculator.

Calculate Mortgage Payments



This mortgage calculator will help you determine your budget for your next home or commercial property. Once you have an idea of what you can afford, your next step is to contact a qualified realtor in Missoula to help you find a home that fits your needs and budget.

Get in touch.

Sherry: (406) 529-6545
Paul: (406) 529-2549
Visit: 607 SW Higgins Ave, Missoula, MT 59803


I know my mortgage rate. Now what?

Your next steps after you’ve calculated your approximate mortgage costs are:

  1. contact a real estate agent that can help you find properties in your budget.
  2. get pre-approved for your mortgage.
What can I actually afford?

Most professionals recommend keeping your mortgage payment to 25% or less of your income. 


How do I pick a real estate agent?

Your ideal real estate agent will:

  • know the area that you want to live
  • have experience with either commercial, residential, or investment properties
  • be available to help you through the process
My credit is bad. Will that affect my mortgage?

A bad credit score will not prevent you from getting a mortgage. There are many lenders that cater to people with low or no credit scores. Your credit will likely affect your interest rate, the length of the mortgage, a higher down payment, and other factors.

How much will my down payment be?

Common practice is to put down at least 10% of your home’s value but this will require that you pay PMI (private mortgage insurance). If you put up 20% then you will save money on the long run by avoiding the cost of the PMI.

Get In Touch


607 SW Higgins Ave, Missoula, MT 59803 


Sherry: (406) 529-6545
Paul: (406) 529-2549

Office Hours

Monday – Friday
9:00am – 5:00pm

But we are always available to take your phone call!

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